I first talked to a Loan Modification Attorney, but he wanted a $3,500 upfront fee. If I was having trouble with my mortgage, how could I afford that? GetModificationHelp.com helped me accomplish the same thing on my own without such a ridiculous fee.
Marian Marquez, AZ
Frequently Asked Questions
How long does it take to use the GetModificationHelp.com tool?
How do I submit my request to my lender?
How much does it cost to use the GetModificationHelp.com tool?
How long does it take my lender to process my loan modification request?
Can I request a loan modification on my own without the GetModificationHelp.com tool?
Wouldn’t it be easier to hire a Loan Modification Company or Attorney?
How long does it take to use the GetModificationHelp.com tool?
Most users can complete the online interview sequence in 20 minutes or less. It generally only takes longer if you do not know your current housing situation and have to look for your information.
How do I submit my request to my lender?
After using our tool you will have a professional package ready to submit in Adobe PDF format. Simply attach your financial information using the provided lender checklist and either email or fax it to your lender. It really is that easy.
How much does it cost to use the GetModificationHelp.com tool?
The robust online software costs only $49.99. As I’m sure you would agree a very small fee to obtain a modification that will save you hundreds to thousands of dollars per month.
How long does it take my lender to process my loan modification request?
It varies by lender and your unique situation. Loan modifications can be completed in anywhere from a week to 90 days. Our tool ensures that you are submitting your proposal correctly the first time to save as much time as possible.
Can I request a loan modification on my own without the GetModificationHelp.com tool?
Yes, that is an option, however generally not the best one. For the small cost of our tool you will save hours of time and frustration and learn the proper way to submit your request. This will increase your likelihood of approval and help save you the most money. Not all modifications are the same. Use our expertise and experience to make sure that you receive the best possible terms from your lender.
Wouldn’t it be easier to hire a Loan Modification Company or Attorney?
Unfortunately that is a misconception that many people have. The truth is that it is not necessary and is a waste of thousands of dollars. The typical ‘Loan Modification Company’ or Attorney charges $3,000 in upfront fees with no guarantee of success. Banks are actively modifying loans and would prefer not to work with a middle man. Many of these companies are simply preying on uninformed consumers who are in a bad situation to begin with.
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Glossary
Modification: when a lender agrees to modify the terms of a mortgage without refinancing the loan.